Japo Domingo

When you feel bad emotions what do you do? Do you do what a lot of people do and just waste time feeding that emotion till it gets too big to handle? Do you know someone who does that?

Well here’s a solution. A sort of action plan/slap-in-the-face. Because 100% of the time YOU can be the master of your emotions.

Read on…

If you get frustrated, you have room to grow.

If you get angry, you have room to grow.

If you get jealous, you have room to grow.

If you get sad, you have room to grow.

If you whine, you have room to grow.

If you have a short temper, you have room to grow.

If you always feel guilty, you have room to grow.

If you are afraid, you have room to grow.

If you are arrogant, you have room to grow.

If you think you know everything, you have room to grow.

If you think you’ve finished growing, you still have room to grow.

And if you don’t believe this article, then guess what, you still have a LOT of room to grow!!

Grow into what? Well, that depends on you. :)

 

 

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

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It’s a pit trap we all must avoid: the price war. Because once we compete in a price war it’s all about cutting costs, lessening profits, working more for less etc. and of course what suffers most is our consumer, our clients. Bad reviews from clients give us a bad reputation which is BAD for business.

So How to avoid the Price War? Watch this video:

video from toiletpaperentrepreneur.com

So avoid the price war. Get Educated. :)

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

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In this article Robert Kiyosaki discusses his opinion on college education. If you have a child going to college soon or know someone who has this might be a good article for you.

 

When I was young, my poor dad wanted me to go to a good college and get a good job. To him, that was the path to security. To him, that was being rich.

I ended up going to the Merchant Marine Academy, one of the top schools in the nation, which at the time afforded some of the highest paying jobs after graduation.

I learned some valuable lessons such as discipline and leadership at the academy. But I didn’t learn how money worked or how to run a business. I learned those things later in life thanks to my rich dad and by finding jobs where I could work to learn rather than work to earn, such as my sales job with Xerox.

College prepared me to be a good employee, not a good entrepreneur or investor.

Thankfully, when I went to university, it was relatively affordable. I didn’t have to take out big loans, and I didn’t have the debt of my education hanging over my head. Also, at the time, you really could get a high-paying job if you wanted one, along with the high taxes that came with it.

I feel for today’s graduates because that’s not the case. Today’s graduates are paying obscene amounts of money for tuition, taking on crippling debt, and finding a job market that doesn’t justify the costs.

This week, I came across an article on CNNMoney.com, “My Degree Isn’t Worth the Debt!”, that should be a warning for all the young people thinking about starting university this fall.

The article features testimonials from six recent graduates on why they took on too much debt for the return their education afforded. Combined, the debt load of the six students is $701,800, most of which will take most of their adult life to pay off.

Here are a few quotes from the testimonials in the article:

“I have had a good life, but now at age 37, the weariness of carrying this financial burden frustrates me to no end. My son is nine years old now and will want to attend college when he graduates high school. But what will I tell him? First I have to decide if the college degree is worth the debt. I hope by the time he is making his decision, I will have figured it out.”

“I once believed that part of the American Dream was to earn a college education and this would ensure a great career and financial freedom. Unfortunately I am losing hope. I’m a mother of three, and my husband and I have been turned down from purchasing a home due to our income-to-debt ratio.”

“As social workers, we both love what we do, and we come home with a smile. But I will give you one small example of how desperate our lives are: when my wife graduated in 2007, she owed approximately $41,000 in her private alternative loans.

Three years after we started paying the minimum payments on this loan, you would think it would go down. Instead, we now owe $48,000 because of the interest!”

“My debt is a life-swallowing, all-consuming, hole in my life. No college degree is worth that.”

“I wanted to be a journalist, but I’ve resigned myself to the fact that I won’t be able to support myself on an entry-level salary in that field. Instead, I took a temporary job providing customer service to a cell phone company”

“My life revolves around work. I’m barely able to afford rent, I’m cutting back on bills and I’m barely able to feed myself. Why? Because almost half my monthly income goes to Sallie Mae.”

Those are the words of people who believed the lie of the old rules of money and who now are paying for those lies that were sold to them. And they are the words of victims of a system that is both corrupt and criminal.

Many people say I’m anti-education, but nothing is further from the truth. I’m anti-corruption, and I’m anti-conspiracy. The student-loan racket in this country does not serve our students, it serves the rich.

I’m pro-education. I believe that complete education—education that includes comprehensive financial education—is the most important factor in determining whether you will be wealthy or not.

So, if you are considering college this fall—or if your child is getting ready for college—I ask you to educate yourself on the cost of that education…and the expected return.

The last thing I want is for you to add your words to the ones quoted above.

The last thing I want is for you to learn the hard way that it wasn’t worth it.

I encourage you to count the cost, and I also encourage you to explore other forms of education that may prepare you for what you want to do in life and that will provide you a good return—not what the rich want you to do and will provide them a good return.

This can of course be translated to the Philippines setting. A lot of people are doing doing everything they can to put their child in a good University or College. So it’s good to consider the cost and the return. And consider pursuing Financial Education right beside an Academic Education.

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

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I watched this video on http://biznik.com/ It’s an awesome insight into the minds of entrepreneurs.

SHINE: The Entrepreneur’s Journey from Dan McComb on Vimeo.

Learn how to develop your inner Entrepreneur!

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

 

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Here’s a 2-minute Valentine’s Presentation from some of the members of Create Abundance.

Money isn’t just about money. It’s about love. Comments are highly appreciated! :)

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

Posted via email from FilEntrep: The Millionaire Mindset! | Comment »

When most people think about business they think about the stress, the longer hours, the sacrifices made.

This is what you get when you think about SMALL Businesses. If you don’t understand then it’s best if you read on.

One of the best reasons to start a business, a BIG business, is to CREATE TIME. Yes you can do that. Not by creating some futuristic time-machine (although that would be nice), but by creating more resources.

Let’s think about it…

Why do people work?
To make money.

For what?
To give a good life to our families.
To have a better standard of living.
To have the opportunity to travel.
To enjoy life.

Why do people continue working?
To have more of the above.

But what if you had enough income coming in every month to pay for everything above? What if you didn’t have to continue working for that income?

Would you still work? Would OFWs still go abroad for YEARS at a time? Definitely not. It doesn’t make sense unless you really REALLY love being away from your loved ones.

The key to doing that is creating wealth. So what is wealth?

Wealth is not measured in money. It’s measured in TIME.
How many days can you live without working? That is your wealth. If you have P1,000,000 saved and need P200,000/year for expenses, you have a wealth of 5 years (1,000,000/200,000 = 5).

If you have P300,000 passive income per year (income without work created thru business and investments) and need P200,000/year for expenses, you have infinite wealth (plus P100,000 surplus)

So what do you choose? Working for limited wealth or infinite wealth?

We’ve created workshops and a business apprenticeship program to teach people HOW to create those results. This program creates entrepreneurs regardless of background.

If you are the type of person who wants that infinite wealth, if you are the type of person who wants more time for the important things in life, then this may be for you!

 

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

Posted via email from FilEntrep: The Millionaire Mindset! | Comment »

If you absolutely have to know one thing about Asian economy then this must be it. This can affect all our lives in every way and if we don’t take advantage of this opportunity then it’s like missing the train and waiting for the next one in 100 years.

Will you ride the wave or will you be wiped out?

Asian economies are making an astonishing rebound. After the global economic decline, Asian countries such as China, Indonesia, Singapore, and South Korea are leading the way while the other countries are following suit. There are more talks of regional cooperation and possibly a regional currency similar to the Euro.

 The dollar could lose its reserve currency status to the renminbi [the Chinese Yuan], according to Stephen D. King, HSBC’s group chief economist and global head of economics.

Asia is becoming the Engine of Economic Growth against the Global Economic Crisis.

Western Countries are more sluggishly recovering due to bad practices such as welfare, the sub-prime mess, the big bank bailouts etc. If you want to know about these just google them.

Asian countries are eventually realizing that western economic models have only brought to their own economies. Hit by the global financial crunch, they are now engaged in building a new financial architecture for themselves. This is effectively decolonizing Asian minds, making us realize that we have to forge our own standards.

Economic power is slowly shifting to the East as the Western countries passes on the torch.

So where does the Philippines, and YOU, fit in this? Here’s 3 examples:

1. As Asian economies are growing and the west is losing it’s power, it shows that the ways of the west are not as good as a lot of people thought they are. The illusion of the west as the ideal role model is finally shattered. The roles CAN be reversed. Instead of OFWs, we can have the foreigners work for us!
2. If other Asian economies are growing then so can we! The Philippines was once the Tiger Economy in Asia, and we can be that again! WE can be the role models of our neighbors. Everyone will look up to Filipinos!
3. If a national economy can rise, then so can a personal economy! A better living standard is in front of us. The opportunity to have a better life is right here in our own country!

 

Can you begin to imagine what this means for you and your loved ones?

That’s great news, right? So how do we begin?

The economy will rise if only the citizens make it happen. Do you remember People Power? This time it’s ECONOMIC PEOPLE POWER! If each individual Pinoy makes a real effort for the Philippine Tiger Economy then THIS WILL HAPPEN!

Start Learning about money, business, and how to improve your personal economy.

If you improve your personal economy then teach your friend, then you have changed a life.

If your friends teach their friends then you’ve improved the lives of a community.

If the community teaches other communities then you have changed a COUNTRY.

It only takes one person to start. So do it now!

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

Sources:

http://www.economist.com/

http://southasia.oneworld.net/

http://asiasociety.org/

http://www.reuters.com/

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Do you have a bad habit? One that can kill you? No? Maybe you’re part of the 80% of people who don’t know they have this bad habit.

Do you have the courage to read on or will you just be a part of the 80% statistic?

What is a habit?

HABIT hab-it –noun. An acquired behavior pattern regularly followed until it has become almost involuntary

Usually we do these habits unconsciously like putting your pants on with the right leg first, or flicking your long hair over your ear.

We all know that there are good habits and bad habits. The problem is, the difference between a good habit and bad habit is sometimes blurred by our dominating beliefs.

Now here’s one habit as an example: Saving money in the bank.

A lot of people (80% actually) will tell you that this is a very good habit. This is based on the belief that money in the bank is saved for a rainy day.

Now the thing about habits is, usually they are based on past experiences or the things that credible people have taught us. They are based on old information.

So why does the 20% say that saving your money in the bank is a bad habit? Several reasons.  Here’s three:

1. Inflation. The devaluation of money is faster than the interest rate given by your savings account or time deposit. The purchasing power of your money gets less every year. So you’re actually losing money.
2. Money is the blood of the economy. This is very literal. As the blood/money flows, the economy gets better. Now, for example, you cut off blood circulation to your hand. What happens? It slowly dies. The same goes for the economy. If everybody saves and stockpiles money the economy will die.
3. Ignorance. If a person just piles their money in the bank then how will they learn to handle it properly? There’s a lot more to money than just working for it and saving it. Just ask anyone with a business or attend a money workshop. An easier and more effective way of making money might be out there just waiting for you to look for it.

More knowledge about money might give you something better to look forward to than retiring at 60 and living on your savings.

Bad Habits are there usually because of ignorance or misinformation. And for a lot of people, this is the ONLY THING holding them back from success. Just ONE CHANGE OF HABIT can lead to living a life in freedom and happiness.

So do you have the courage to find out if you have bad habits that you’re unaware of? Or will you kill your potential by assuming that you know it all?

Our public workshops are designed to make you aware of your bad habits and give you ways on how to improve them or replace them with a good habit. And procrastination is also a bad habit. So if you’re gonna find out then its always better to do it now so you CAN MAKE THINGS BETTER.

Will you be part of the 80% statistic? Or will you make your own future? You decide.

 

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

Posted via email from FilEntrep: The Millionaire Mindset! | Comment »

Madalas ka ba nagsasabi ng “mamaya na” o “Tsaka na”? “Mamaya ko na gagawin yan.”
“Mamaya na ako magaaral.”
“Tsaka na ako magaaral tunkol sa pera.”
“Tsaka na ako magnenegosyo.”

“Tsaka na ako mabubuhay. Tinatamad pa ako e.”

Ilang taon pa ba dapat ang hintayin bago umpisahang itayo ang magandang kinabukasan? Maaring may mga tao na hindi nauubos ang kakabigay ng “mamaya na”. Pero siguradong sigurado na mauubos ang “bukas”.

Kaya bakit magsisimula ng negosyo?

Di lang napapansin ng lahat ng tao na nasa negosyo na talaga sila. Ang pinakaunang negosyo ay ang sarili. Sa araw araw na nabubuhay tayo ay kailangan natin ng pera, kaya ang iba sa atin, nagtatrabaho, ang iba, maliit na negosyo, ang iba malaking negosyo etc.

Bakit maganda magsimula ngayon? Ang negosyo ay isang “skill” at tulad ng kahit anong skill kailangan itong hasain para maging eksperto. Wala namang pinanganak na tao na magaling na magbisikleta diba? Ganoon din sa pagnenegosyo.

Kaya ngayon palang magumpisa na. Kahit maliit man yan, malaki ang maitutulong sa kinabukasan.

Magumpisa na Ngayon! umatend sa Money Workshops o bumisita sa Website!

  

.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach

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This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804

 

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